Farm Equipment We Finance

From tractors and combines to sprayers, planters, irrigation systems and more, AgDirect® makes it simple to finance nearly every type and brand of equipment you need to meet the demands of your operation.  

Farm Equipment Brands

AgDirect can finance ag equipment from nearly any manufacturer, including the most trusted brands farmers use every day.

  • Apache
  • Brandt
  • Brent
  • Bush Hog
  • Case IH
  • Caterpillar
  • Challenger
  • Claas
  • Deutz-Fahr
  • Fendt
  • Farm King
  • Gleaner
  • Great Plains
  • H&S
  • Hagie
  • Hardi
  • Horsch
  • J&M
  • JCB
  • John Deere
  • Kinze
  • Krone
  • Kubota
  • Kuhn
  • Landoll
  • Lemken
  • Lexion
  • Mahindra
  • Massey Ferguson
  • McCormick
  • Monosem
  • New Holland
  • Ponsse
  • Reinke
  • Sunflower
  • Tigercat
  • Unverferth
  • Valley
  • Vermeer
  • Versatile
  • Zimmatic
  • Other 
blue tractor in field

What Can I Finance With AgDirect®?

AgDirect finances nearly every type of farm equipment, with financing available for qualifying assets starting at a minimum purchase price of $5,000.

tractor in field

Tractors

No matter if you’re investing in a powerful new row crop tractor, a versatile used utility tractor, or a compact model for specialized tasks - AgDirect offers competitive rates and terms for nearly every type of tractor used in agriculture. 

  • Row crop tractors
  • Standard tractors
  • High crop tractors
  • Utility tractors
  • Compact tractors
  • Tracked tractors
  • Other specialty tractors

combine combining in field

Combines & Harvesters

Whether you're bringing in wheat, corn, soybeans, or cotton, having reliable combines and harvesters can make all the difference in yield and efficiency. Whether you're upgrading to handle larger fields, replacing outdated machinery, or expanding your operation, trust AgDirect to be your reliable partner, providing the financial support you need to bring in a successful harvest.

  • Combines
  • Draper heads
  • Corn heads
  • Grain carts
  • Cotton pickers
  • Windrowers/swathers
  • Other harvest equipment

irrigation system in corn field

Irrigation Systems

Reliable irrigation systems are essential for maintaining productive fields and ensuring consistent yields. No matter if you’re upgrading existing equipment, replacing outdated systems, or investing in new technology, AgDirect is here to provide the financial support necessary for your irrigation needs.

  • Center pivots
  • Irrigation systems
  • Linear / lateral irrigation systems
  • Other irrigation equipment

Irrigation equipment financing not eligible for private party or auction transactions.


planter in field

Planters

Efficient planting equipment is crucial for achieving optimal crop establishment and maximum yields. Whether you need to upgrade your planters, replace outdated seeders, or invest in advanced air seeders and carts, AgDirect is here to provide the financial support necessary for your planting needs. 

  • Planters
  • Drills
  • Air seeders
  • Air carts
  • Toolbars
  • Other planter equipment

tractor sprayer spraying field

Sprayers and Applicators

AgDirect offers flexible financing options for all types of sprayers and applicators needed for crop maintenance and protection. Our financing plans are designed to fit the unique needs of your agricultural operations and ensure you have the right equipment to achieve optimal results. We finance: 

  • Self-propelled sprayers
  • Pull-type sprayers
  • Three-point mounted sprayers
  • Spreaders
  • Applicators
  • Floaters

baler baling hay

Baler and Forage Equipment

AgDirect offers flexible financing options for all types of sprayers and applicators needed for crop maintenance and protection. Our financing plans are designed to fit the unique needs of your agricultural operations and ensure you have the right equipment to achieve optimal results. We finance: 

  • Balers
  • Rakes
  • Mowers
  • Tedders
  • Forage harvesters
  • Forage wagons
  • Other hay and forage equipment

tractor attachment in field

Farm Attachments and Implements

AgDirect understands the importance of having the right attachments and implements to maximize the productivity of your farm machinery. We provide financing solutions for an extensive range of attachments and implements, allowing you to enhance the functionality of your existing equipment. We finance:

  • Front-end loaders
  • Rotary tillers
  • Plows and cultivators
  • Discs
  • Harrows
  • Headers and platforms
  • Vertical tillage and strip tillage
  • Other farm attachments and implements

red grain wagon in field

Other Farm Machinery

In addition to the more common types of farm machinery, AgDirect offers financing for a variety of other essential agricultural equipment. Our flexible financing options are designed to meet the diverse needs of your operations. We finance: 

  • Skid loaders
  • Trailers and wagons
  • Backhoes and excavators
  • Bulldozers and graders
  • Additional farm machinery

Benefits of Financing with AgDirect

No matter how you buy equipment – through a dealer, auction, an online auction platform or marketplace, or from a private party—AgDirect can help finance it. We offer competitive finance and lease options for tractors, combines and other used farm equipment.

Low Rates and Flexible Terms

Get low rates and flexible terms that match your cash flow. Choose monthly, quarterly, semiannual or annual payments.

Fast, Streamlined Process

Streamlined equipment financing process, including an online application and electronic signatures.

Pre-Sale Credit Decisions

Pre-sale credit decisions (fixed rate can be locked free for 45 days) so you can feel confident about how much you can spend.

No Manufacturer Rebate Restrictions

No manufacturer rebate/financing restrictions—take advantage of competitive financing and available purchase rebates.

Equipment Financing FAQs

1

AgDirect offers financing on all types of ag equipment, including the purchase and lease of tractors, combines, center pivots, implements, strip till equipment and more sold at a dealership, an auction and by a private seller. We finance all major farm and irrigation system equipment manufacturer brands, including John Deere, Case IH, New Holland, AGCO, Kubota, Reinke, Valley and Zimmatic.

2

AgDirect provides financing for a wide range of agricultural equipment, but there are certain types of equipment and purchases that do not qualify for financing. These include equipment with a total cost under $5,000 (before any down payment), as well as items intended for consumer use rather than agricultural purposes. 

Some examples of ineligible equipment include sawmill machinery, grain bins and dryers, buildings (including structures not used for farming or agricultural purposes), hoop or pole barns, and stationary manure tankers. Additionally, financing is not available for robotic milking equipment, cranberry freezers, or vehicles such as pickups, SUVs, cars, ATVs, and UTVs. 

Other items that are ineligible for financing through AgDirect include airplanes, portable corrals, horse trailers with living quarters, riding lawn mowers, push snow blowers, drip tape irrigation systems, and drones. 

If you’re unsure whether your equipment qualifies, we recommend contacting AgDirect directly to discuss your specific situation. 

3

AgDirect finances clean titles only. Titles marked "Salvage, Reconstructed, Branded, or Restored" are ineligible. AgDirect finances only Class 6 and higher trucks and semis. Pickup trucks are not eligible. Other assets AgDirect does not finance are horse trailers with living quarters, ATVs, UTVs, and side by sides. 

Your Local Contact

Many areas of the country have an assigned Territory Manager who works with ag equipment dealers and ag producers for quoting and selecting the best financing solution. Customers who do not have a Territory Manager in their area are assigned an Inside Sales Officer from our corporate office.

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No matter how you buy, AgDirect makes it easy to move forward with confidence.