Apply online, through a participating dealership, Farm Credit office, or by contacting the AgDirect team directly.
Your local contact
Your Local Contact
We are unable to find a territory manager for the selected location.
Try a different location Contact us for assistanceWhy Finance with AgDirect®?
AgDirect is the proven program that delivers equipment financing better, faster and with more options than any other brand.
What Can I Finance with AgDirect?
Whether you are purchasing new or used equipment, AgDirect offers flexible loan and lease options tailored for nearly every type of agricultural equipment. Explore financing for top brands and diverse equipment types designed to meet the needs of today's farming operations.
The minimum amount that can be financed is $5,000 for a qualifying asset.
Farm Equipment Financing
How to Apply
1
2
Most credit decisions are returned within hours — often while you're still at the dealership or on the same business day.
3
Once you've selected your equipment (or won an auction bid), provide purchase details or invoice to AgDirect.
4
AgDirect or your dealer will provide all necessary financing documents for your review and signature.
5
Simply sign and return the documents electronically or in person.
6
Once documents are complete, funds are disbursed and your financing is finalized.
Farm Equipment Financing FAQs
1
AgDirect provides financing for a wide range of agricultural equipment, but there are certain types of equipment and purchases that do not qualify for financing. These include equipment with a total cost under $5,000 (before any down payment), as well as items intended for consumer use rather than agricultural purposes.
Some examples of ineligible equipment include sawmill machinery, grain bins and dryers, buildings (including structures not used for farming or agricultural purposes), hoop or pole barns, and stationary manure tankers. Additionally, financing is not available for robotic milking equipment, cranberry freezers, or vehicles such as pickups, SUVs, cars, ATVs, and UTVs.
Other items that are ineligible for financing through AgDirect include airplanes, portable corrals, horse trailers with living quarters, riding lawn mowers, push snow blowers, drip tape irrigation systems, and drones.
If you’re unsure whether your equipment qualifies, we recommend contacting AgDirect directly to discuss your specific situation.
2
AgDirect offers competitive loan and lease options on new farm equipment and used farm equipment. We also refinance farm equipment.
3
The request for financing must be made by an eligible producer or farm-related service business.
4
AgDirect is offered by participating Farm Credit System Institutions and available across the continental United States at more than 4,000 dealership locations. The types of financing transactions that may be completed may vary and may be subject to territorial concurrence. Contact us for more information.
Your Local Contact
Many areas of the country have an assigned Territory Manager who works with ag equipment dealers and ag producers for quoting and selecting the best financing solution. Customers who do not have a Territory Manager in their area are assigned an Inside Sales Officer from our corporate office.
Loading territory manager information...
Loading Error
Unable to find territory manager information. Please try again or contact customer service.
Farm Equipment Rates
Fixed rates for financing or refinancing farm equipment start at 6.25%!
Learning Center
Ready to Apply? Get Started.
No matter how you buy, AgDirect makes it easy to move forward with confidence.