Financing at the Dealership

Fast, flexible farm equipment financing—right at the dealership.

Why Use AgDirect® Financing Through a Farm Equipment Dealer?

AgDirect® makes it easy to finance new or used farm equipment directly at the equipment dealership. With competitive rates, flexible terms, and fast credit decisions, you can secure financing while you finalize your ag equipment purchase—often before you leave the dealership.

New or Used Farm Equipment

AgDirect offers flexible loan and lease options for both new and used farm equipment through a dealer, giving you options no matter what equipment you’re purchasing.

No Rebate Restrictions

No manufacturer rebate or financing restrictions—take advantage of competitive financing and available purchase rebates on new farm equipment.

Low Rates & Flexible Terms

Get low rates and payment schedules that match your cash flow. Choose monthly, quarterly, semiannual or annual payments. 

Fast, Streamlined Process

The dealer submits your application, credit decisions are returned quickly, and documents are ready to sign—often before you leave.

What Farm Machinery Can I Finance at a Dealership with AgDirect?

tractor and baler in field making hay bails

Whether you want to purchase new or used farm equipment, AgDirect offers dealership financing options for nearly every type of equipment utilized in agriculture. 

Agricultural Equipment
Tractors, combines, planters, sprayers, skid loaders, pivots and everything in between.

All Brands 
John Deere, Ferguson, Valley, Case IH and many more.

New and Used 
Take advantage of competitive rates and flexible payment options for both new and used equipment

The minimum amount that can be financed is $5,000 for a qualifying asset. 

Find an AgDirect Dealer

When you are shopping for new or used equipment, make sure you shop for AgDirect financing, too.

Enter a zip code or use your current location to find participating AgDirect dealers near you.

Combine harvesting

How to Apply for Financing at a Dealership

1

The dealer will submit your AgDirect financing application while you finalize your equipment purchase.

2

Most credit decisions are returned within minutes— often while you're still at the dealership.

3

Once approved, financing documents are prepared for your review, typically the same business day.

4

Simply sign your documents electronically or in person before you leave the dealership.

5

Once documents are complete, funds are disbursed and your financing is finalized.

two men sitting in office at desk

At Dealership Financing FAQs

1

AgDirect is offered by participating Farm Credit System Institutions and available across the continental United States at more than 4,000 dealership locations. The types of financing transactions that may be completed may vary and may be subject to territorial concurrence. Contact us for more information.

2

If your dealer is not able to offer you AgDirect financing, call the AgDirect territory manager for your area or the AgDirect finance team at 888-525-9805.

3

Enter your zip code into AgDirect’s Dealer Locator  to find a participating equipment dealer in your area.

Farm Equipment Rates

Fixed rates for financing or refinancing farm equipment start at 6.25%! 

Ready to Apply? Get Started.

No matter how you buy, AgDirect makes it easy to move forward with confidence.